questions

Road law question: driver insurance when someone breaks the law — by Conrad Murray — last modified 2006-12-20 08:48

Is a car driver insured if they drive in a bus lane during operational hours, and park in areas marked as a bus stop with a sign saying "no stopping except buses"?

Fleet law question: Ability to recover RFT fees — by Conrad Murray — last modified 2006-12-20 10:01

My company hires vehicles frequently after accidents and sometimes we get charged an “RFT fee” and sometimes we don’t. I’m told we can’t recover this. Why and what is it? GF, Canary Wharf, London E14

Fleet operator question - late reporting of accident cuts loss of profit claim — by Conrad Murray — last modified 2006-12-20 10:00

My company has a small fleet of vehicles and industrial equipment which is hired out. Recently one of our articulated trucks was involved in a serious accident which badly damaged the trailer and the equipment which it was transporting to a customer for hire. Our vehicles have Third Party Fire & Theft cover. For reasons I don’t really understand, the claim was only reported to the other driver’s insurers about six weeks after the accident although we notified the brokers on the day after. This means that we cannot recover any loss of profit (a little over £100.00 per day) for the first five weeks although the other driver’s insurers agreed our daily loss of profit for the period after they had been notified until they paid us about a month later. PTS, Hull

Fleet operator question: splitting hire costs between two accidents — by Conrad Murray — last modified 2006-12-20 09:59

One of our company cars was involved in two accidents, the second one the day after the first. Neither was our driver’s fault. We have hired another vehicle. How can we split the hire between the accidents? GM, Newark

Van fleet question: unable to claim against legal expenses insurance — by Conrad Murray — last modified 2006-12-20 09:57

One of our company vans was parked outside the driver’s house recently when it was hit by another vehicle apparently at some speed. As apparently the accident was caused by a tyre blow out, our legal expenses insurers tell us we haven’t got a claim. Can this be right? DP, Taunton

Fleet law question: unable to recover injured driver's wages — by Conrad Murray — last modified 2006-12-20 09:46

One of our drivers was off work for three months after being injured in an accident. Being a responsible employer, we paid him throughout even though he was only entitled on his contract of employment to one month’s wages. I was astounded to learn that we could not recover these wages from the driver who caused the accident. This seems totally unfair. MCP Ludlow

Road law question: no compensation after fatal heart attack results in collision — by Conrad Murray — last modified 2006-12-20 09:45

One of our company cars was involved a few years ago in a horrible accident when another travelling in the opposite direction in quite fast moving heavy traffic suddenly veered into the path of our driver and a head on collision ensured, pushing our vehicle down a bank and injuring both the driver and his passenger, another of our employees. It turned out that the other driver had suffered a fatal heart attack and despite our vehicle being written off neither we nor our employees received a penny in compensation. I have never really understood why. DP Carlisle

Fleet operator question: persuading fleet drivers to properly collect evidence — by Conrad Murray — last modified 2006-12-20 09:43

I despair of my company’s drivers. Apart from hitting invisible bollards with alarming frequency, they often only get half the details required – either no driver name or company name of the person to blame, incomplete address or no vehicle registration number or it is wrong. They can’t tell a dark blue VW Passat from a black Mondeo and they sometimes don’t bother to get witness details as they seem to think that a head on collision is an open and shut case! Any ideas? MM Edinburgh

Company car question: companies often don't carry legal cover for drivers — by Conrad Murray — last modified 2006-12-20 09:42

I always thought my company car was insured fully comp but when I was injured recently in my company car on a visit to a client, I learned that I didn’t have any legal cover. Is this normal? PB, Colchester

Road claim question: when a motorist becomes a pedestrian — by Conrad Murray — last modified 2006-12-20 09:37

Some time ago a colleague of mine collided with a cyclist in heavy fog. He got out of his car to see if the cyclist was OK and was run over by another motorist who didn’t stop. Neither he nor the cyclist got the other driver registration number and he got nothing having been off work for several months. Although my firm has legal cover (as I discovered when I had an accident recently), my colleague was told it didn’t cover him in these circumstances. Why? TP, Norwich

Road claim question: legal cover on claims less than £1,000 — by Conrad Murray — last modified 2006-12-20 09:36

Some time ago, my company car was damaged when a truck it whilst parked writing off in the process my prized mountain bike for which I had paid a substantial sum. I realise that I could have claimed on my house insurance but there was an excess and my premium might have increased. As the other driver’s insurers paid my company’s losses without any quibble, I was left to deal with the other driver’s insurers myself and frankly the amount they offered for the bike was a joke. As the claim was around £1,000 I couldn't get anyone to give me legal assistance without paying substantial legal fees to bring the claim. I gathered that I could have sued them in the small claims court but then I would have risked the court fee. Can you explain this? AP, Cirencester

Company car question: legal cover for partner in company car — by Conrad Murray — last modified 2006-12-20 09:34

My wife was injured whilst driving my company car. Is she covered under their legal expenses policy? TM, Glasgow

Company car question: son takes car without permission, has crash, what next? — by Conrad Murray — last modified 2007-09-10 09:41

My son took my company car without my permission to impress his girlfriend and got hit up the rear by some other idiot. Luckily nobody was injured but I now find to my horror that he wasn’t insured and my boss is very angry as this invalidated the legal expenses insurance as well. Can my son still claim against the other driver and how much will this all cost me? TS Newcastle on Tyne

Accident liability: knock for knock claims — by Conrad Murray — last modified 2006-12-20 09:31

I was recently involved in a roundabout accident in my company car and my firm tells me that is being settled on a knock-for-knock basis. I don’t accept that the accident was my fault and as I am leaving my company car scheme and will be applying for my own insurance, will this be affected? DBZ, Stoke on Trent

Company car question: obtaining equal quality hire car after accident — by Conrad Murray — last modified 2006-12-20 09:30

I am entitled to a certain grade of company car but can pay extra to have a better vehicle. I recently got a Mercedes C-Class at an additional cost of £90.00 per month. When I got rear-ended last month however, I was told the repairs may take up to 12 weeks and I am having to put up with a naff low-value courtesy car. Is there anything I can do? Anon. Surbiton

Accident claims: minimising the risk of staged accidents — by Conrad Murray — last modified 2006-12-20 09:23

I watched Trevor McDonald Tonight recently and am rather about becoming a victim of a staged accident. How can I minimise my risk? CL. Tuxford, Notts

Company car claim: insurer offers immediate cash settlement for injury — by Conrad Murray — last modified 2006-12-20 09:18

I was recently involved in a rear-end shunt in my company car and suffered a slight neck injury. To my surprise, the other driver’s insurers rang me on my mobile the following day offering to repair the vehicle and provide with a very decent replacement until mine was on the road again. They then turned up at my house with a cheque for £1,000 to settle my injury claim there and then. This all sounded rather dubious so I declined the offer. Is this normal practice? TKM. Cardiff

Crash injury: Cash payment accepted in settlement of claim but complications develop later — by Conrad Murray — last modified 2006-12-20 09:16

I had an accident and was offered £1250.00 two days later by an insurance agent who knocked on my door. I was told that if I used a lawyer, it would take years. I was a bit short of cash at the time and took the cheque but now six months later I still have problems with both my back and neck. My GP is arranging physiotherapy on the NHS but it won’t start for several months. Can I reopen the case? PF. Shepperton

Compensation for voluntary worker injured delivering food — by Conrad Murray — last modified 2006-12-20 14:37

I am semi retired but worked as a voluntary delivery driver delivering meals on wheels. The vehicle was a small van with racks for trays but no bulkhead and was donated to the small voluntary group which delivers the food on their behalf by social services. I recently was making a delivery and had to brake suddenly to avoid a child which caused two of the trays containing hot food to dislodge and come forward coating the back of my neck with hot sauce. I received burns and have not worked for them since. Do I have a claim against the social services for causing my injury while undertaking the work on their behalf?

Compensation for death when other driver was also killed — by Conrad Murray — last modified 2006-12-20 14:50

My long term partner was killed in a road accident on his 36th birthday in June. The other driver was also killed at the scene. The police accident report says the other driver was speeding and was on the wrong side of the road at the time of the impact. I have a disability and cannot work and am now having to bring up our two children on my own. What claim do I have on the other driver's insurance for the misery his thoughtless actions have and continue to cause?

No fault accident where other driver disappears — by Conrad Murray — last modified 2006-12-20 14:51

I was travelling on the A5 dual carriageway when traffic began to build up and eventually came to a halt almost adjacent to a slip road. The lorry in front of me began to reverse seemingly to get enough space to take the slip road. He obviously could not see me or didn't know how close I was. To avoid him crashing into my car I reversed closer to the car behind stopping just short of it. The bar on the rear of the lorry trailer then hit my car pushing me into the car behind. The lorry then moved forward and left the A5 by the slip road. I only have partial details of the numberplate and there was no company name on the box. The driver behind saw what happened and agreed with my version of events but is now filing an insurance claim for the damage to their vehicle. Mine is damaged both back and front but I am unfortunately only covered third party fire and theft. Is there any defence I can use to protect my no claims bonus and any action I can take to recover the cost of damage to my car?

No seat belt cab driver has compensation pared — by Conrad Murray — last modified 2006-12-20 15:00

As a private hire driver I am exempt under the law from wearing a seat belt if carrying a passenger. But following a recent road accident -- which was not my fault -- my compensation claim was docked for the personal injury I received because the court ruled that by not wearing a seat belt, I had made my injuries substantially worse. If I am permitted under traffic law not to wear a seatbelt, why do the civil courts not recognise my special position?

The definitive guide to UK child seat safety laws — by Conrad Murray — last modified 2006-12-20 15:08

The new rules on child safety seats seem to have been widely accepted even if the launch was surrounded with some initial confusion. The laws are not complex and should save a great many young lives. The Roadside Lawyer outlines a definitive overview of the latest rules...

Road law and overtaking on the inside — by Conrad Murray — last modified 2006-12-20 16:27

A friend of mine told me recently that so long as the manouvre can be carried out safely, it is permissable to overtake on the inside. He stated this after I had admitted to him that on odd occasions whilst using one-and-a-half mile stretch of dual carriageway (2 lanes in each direction, with rarely a parked car in sight) with a 40mph speed limit, I had overtaken the odd car which had been travelling in the outside lane, often at less than 30mph. The driver of this car would usually have their seat adjusted so that their chest was against the steering wheel and their face as close as possible to the windscreen. I suspect also that the driver(s) have little or no knowledge of the concept or use of the driving mirror. Can you clarify this overtaking point for me please?

Enforcement of bus lane times — by Conrad Murray — last modified 2006-12-20 15:21

Having been a motorcyclist and car driver for almost 40 years, I recently bought a new Highway Code booklet as I wanted to update my road-use knowledge. I believe that during certain periods, ordinary motorists are allowed to use "Bus Lanes". Is this correct? If so, when is this allowed, or do times vary from area to area?

Third party insured, struck by foreign lorry needs car hire — by Conrad Murray — last modified 2006-12-20 15:33

I have a friend who was hit by a foreign lorry on the motorway in the UK. My friend was insured third party but their car was written off. Their insurance company is telling them that it will take months to get payment and that it is not wise to get a courtesy car as the foreign insurer may refuse to pay for it. What do you advise?

Foreign lorries in British road accidents — by Conrad Murray — last modified 2006-12-20 15:39

Accidents will happen and with 15,000 foreign lorries on British roads the chances you will encounter one in a road accident are higher than you think. The Roadside Lawyer looks at the issue of foreign hauliers operating on British roads.

Why BTE is better than no-win-no-fee — by Conrad Murray — last modified 2007-09-10 09:43

Everyone is familiar with the phrase no-win-no-fee in personal injury cases but many have only a hazy concept of what it means. Here our Roadside Lawyer explains how no-win-no-fee works, its many pitfalls and why BTE (Before the Event Insurance) is a better way of funding your claim.

Police car accident: claim for distress and trauma? — by Conrad Murray — last modified 2006-12-21 10:02

My car was recently written off by a police car on an emergency call. Although my car is being replaced do I have a claim for the trauma and distress caused to me and my family?

Foreign speed cameras: points on British driving licence? — by Conrad Murray — last modified 2006-12-21 10:38

What happens if I am caught by a speed camera abroad? Do I get points on my licence?

Taxi question: checking licence and insurance details — by Conrad Murray — last modified 2006-12-21 10:54

My car was recently hit by a black London cab. How do I know that the cab driver is properly registered and insured?

Accident involving a foreign lorry: ensuring that the owners pay for damage — by Conrad Murray — last modified 2007-09-10 09:46

Last week my car was hit by a foreign lorry while I was parked by the roadside. How can I ensure that the foreign owners of the lorry pay for the damage caused and can I simply pass his details to my insurance company?

Will booze cruiser's caravan collision see all savings drain away? — by Conrad Murray — last modified 2006-12-21 14:01

I was coming back from Dover in a hired van after undertaking a booze cruise and was about to pass a car towing a caravan in front of me. Suddenly the caravanner was forced to break hard because of a near accident in front of him. As a result the caravan jack-knifed into my lane and I struck it wrecking it completely, damaging the hired van and breaking a substantial part of my payload. I received a whiplash injury as a result of the impact. The police report appears to suggest that the van may have been overloaded, (although as much of the contents drained away at the scene, I do not know how they reached this conclusion). My insurer says the caravanner's insurance are now contesting liability. Can you give me any advice?

Damaged car falls off recovery vehicle: how can we allocate responsibility and secure equivalent car hire? — by Conrad Murray — last modified 2006-12-22 02:57

My Porsche was damaged in a rear end shunt which was not my fault. The crash impact bust the oil cooler and made it undrivable. The police called a recovery unit to the scene and the car was loaded to be ferried home. Whether or not the driver secured the vehicle properly is in dispute but at some stage on the journey the car fell off the recovery lorry and may well now be a total write off. The recovery firm's insurer and the driver involved in the impact are now disputing how much damage each is responsible for. I am currently without a replacement as my local dealer doesn't have a suitable vehicle in stock but they are pressing me to use a hire company who they say can provide me with an equivalent car. My insurer has offered me a hire car but the allowance they say they will pay would not get me an equivalent quality vehicle. I am concerned that the dispute between the two responsible insurers will affect the speed of my payout and that if I go for the equivalent hire car, my insurer might refuse to pay for it and leave me out of pocket. Any advice?

"Parking Charge Notices" from private car park operators — by Murdo Maguire — last modified 2007-01-12 14:28

I recently parked in the private "shoppers"car park of a well known chain store on the King's Road in London making a substantial number of purchases which are shown on my store card statement with them. On returning to my car an official looking document marked "Parking Charge Notice" had been affixed to my windscreen. The ticket stated that parking was only allowed for one hour and a penalty parking charge of £100 was now due. As a gesture of goodwill this would be reduced to £40 if I paid the parking company concerned within 14 days. My neighbour said this might be a scam but I called customer services at the store and they said it was genuine. I don't want to be prosecuted. Can you advise what I should do?

What are the "real" speed limits which are prosecuted by the police? — by Murdo Maguire — last modified 2006-12-29 08:10

I live in a forty mile an hour zone but despite a speed camera we frequently see drivers who seem to be travelling much faster. Is the "real" speed limit (that at which police will prosecute) higher than that displayed on the signs?

Sat nav error takes mum and kids into "uncharted territory" — by Murdo Maguire — last modified 2007-01-01 10:42

I entered a small "road" after instruction from my sat nav to "turn left to access motorway"! Once I have turned there was a sign which read authorised users only, and another which said CCTV in operation for fly tipping. Once in this "road" I continued approx 200yds round a corner and found myself on the M40 slip road, have I committed any offence? I was really lost, with three kids in the car, and just didn't know where I was.

Will I be fined if I drive away before a parking warden has issued the ticket? — by Murdo Maguire — last modified 2007-01-01 11:26

I returned to my car after a day at the sales to find a parking warden by it who was starting to write a ticket. I threw my shopping in the car and drove off before the ticket could be affixed. Can I expect to get a penalty?

Dispute over liability for roundabout collision — by Murdo Maguire — last modified 2007-01-01 11:47

I was involved in a accident at a roundabout on a dual carriageway recently. I was in the offside lane, the other car in the nearside line. I went around the roundabout in the usual way to go straight on, the other car attempted to go all the way around the roundabout using the nearside lane, hitting my vehicle in both nearside doors with her offside front quarter as she attempted to do so. The road markings clearly indicate that this sort of manoeuvre isn't allowed at this roundabout, nor was there any sort of indication. Unfortunately there were no witnesses. The other driver now claims I swerved into her. Is this worth pursuing or do I just have to live with it?

Bus company denies liability for causing rear end shunt — by Murdo Maguire — last modified 2007-01-01 11:49

Travelling at the head of a line of traffic my friend slowed down to 10mph because of approaching lights. He was hit from behind by a double decker bus and the impact pushed the rear of the estate car almost to back seat. Now the bus company claims it was his fault as he braked quickly and bus could not avoid collision. 2 witnesses have written statements backing bus drivers account. My friend claims he just slowed down and didn't stop. In this case the driver in rear vehicle is at fault isn't he?

Death of pedestrian on motorway: legal position — by Murdo Maguire — last modified 2007-01-02 12:23

Where does the driver of the car stand in this incident if the pedestrian had gone there to commit suicide? A pedestrian was killed in a multi-vehicle road crash, which blocked the M4 in both directions near Cardiff. South Wales Police said the 53-year-old man was pronounced dead at the scene. The incident happened eastbound between junctions 33 and 32 at Coryton. It is believed the man was walking on the motorway when he was struck by a silver Volkswagen. Police have appealed for witnesses to the incident at 0700 GMT on Sunday to call 01656 655555. The motorway was closed for four hours, with the westbound carriageway affected by debris. The dead man has not been named.

Daughter seriously hurt as passenger in boyfriend's car is pressured by his family not to claim or testify — by Murdo Maguire — last modified 2007-01-02 13:44

On Christmas Eve my 17 year old daughter was a passenger in a car driven by her boyfriend which was involved in a collision in which she suffered a serious knee injury (which may need surgical reconstruction) and two broken ribs. The police arrested her boyfriend (who was unhurt) at the scene on suspicion of dangerous driving and later bailed him. Apparently he was racing a friend in another car, but independent witnesses have yet to be found. My daughter has told me privately this was the case but she currently won't confirm this to the police. Her boyfriend's family are putting her under pressure not to make any statement, nor to make a claim for her injuries as they say this may affect the police case against him and could result in him receiving a prison sentence. We do not wish to see him suffer unnecessarily, but the surgeons say my daughter might suffer a permanent limp and I don't believe the boyfriend is "the love of her life". What do you believe would be the appropriate action for me to take?

Partner seriously injured in road accident. What steps should the other partner take? — by Murdo Maguire — last modified 2007-01-02 13:43

My husband was badly injured in a motorway collision when he braked to avoid a lorry accident in front to have his car struck from behind by another lorry. He has multiple physical injuries and remains in a coma. Although I work in a department store, he was a sales director for a bathroom company and provided much of our income. We have a large mortgage and I have already been contacted by his employer, who while being very supportive and sympathetic, hinted that they were examining their legal obligations to him. His doctors will not say whether he will recover or will ever work again. I spoke to someone from a claims firm over the holiday who are pressing me to sign up to them but they said it could take years before any payment might be made. What financial arrangements are usually made in such circumstances? Is there a possibility of an interim payment and are there any steps I should take to protect my interests?

Whiplash claim for injured bus passenger — by Murdo Maguire — last modified 2007-01-03 06:54

I was recently in an accident in which I was travelling on a double decker bus. On going round the roundabout I was flung forward as I was sitting on the front seat at the top deck and hit my head against the bar. I have discovered a car had pulled in front of the bus through three lanes of zooming traffic and the bus had hit the car's back bumper quite hard. We were not allowed off the bus until the police arrived and the policewoman took my details and the fact I'd hit my head and told me to go to hospital. I later developed a stiff neck and had recurring headaches and suffered vomiting and was diagnosed to be suffering from whiplash. Am I eligible for compensation?

What information should I collect at the scene of an accident? — by Murdo Maguire — last modified 2007-01-03 08:14

I was recently involved in an accident where the other driver seemed to have better knowledge of what information to gather than I did. My solicitor says that had we had better records from the crash scene we might have had a stronger case that it was their fault. What information should I collect at the scene of an accident?

Driving in a coned off area — by Murdo Maguire — last modified 2007-01-03 16:26

My seventeen year old son was stopped by the police for entering a coned off area on his motorbike. No people were working in the area at the time. He was given a warning but cannot remember exactly what the offence was. He has only held a full licence for a short time and admits to the offence which took place in queuing traffic. He did not sign anything and was given any paperwork. How long does he have to wait before he hears anything and does he need to get legal advice in order to try and keep his licence?

Bus lane contraventions — by Murdo Maguire — last modified 2007-01-03 17:14

This morning I received a fixed penalty notice for driving in a bus lane just over a week ago. It appears I was caught on CCTV. The details and location were correct but I remember the particular circumstances because my car ran out of fuel and I was compelled to pull over into the bus lane to recharge my tank. Is this a valid defence under the circumstances?

Uninsured drivers and the Motor Insurers' Bureau — by Murdo Maguire — last modified 2007-01-03 19:53

I was recently involved in a collision with a driver who pulled out from a parking place into my path with no warning or signal and I struck him with the front of my car on the side of his at close to 30mph. There were numerous witnesses to the incident including an AA man who say the impact was unavoidable on my part. The driver claimed he wanted to settle privately to protect his no claims but gave me a mobile phone number he doesn't answer or isn't his. It now turns out he was not insured. I am comprehensively insured and while my insurer will replace the vehicle, my young daughter and my wife suffered whiplash injuries and my broker tells me that my insurance cover does not cover personal injury or other "uninsured losses". I heard there is some government scheme for getting payment out of uninsured drivers. What is it, how do I access it, and can I do it myself or do I need to pay for expensive legal advice?

Car park damage - challenging "car parked at owner's risk" clauses — by Murdo Maguire — last modified 2007-01-04 12:38

I recently parked my car in a private car park and left it for two weeks. The parking was prepaid but when I returned I found the car damaged and a witness can verify this. I have written to the car park operator concerned who have stated that the car is parked at the owner's risk. Is this correct? What is to stop anyone then going around and smashing cars in the car park?

Whiplash claims: can high compensation claim promises made in TV ads ever be delivered? — by Murdo Maguire — last modified 2007-01-04 13:07

I was diagnosed with whiplash after another driver struck my car from behind on the motorway. A no win no fee claims management solicitor advertised on the television I called said they regularly get £12,000 or more for such claims but they are asking me to buy a legal insurance policy for £1400 (which they say I will recover) and they also want 25% of my winnings. I spoke to my family solicitor and while they don't want any money or part of my compensation, they are only offering around £1600 for my claim. I don't have the money for the insurance policy for the better offer, but is the one from my family solicitor decent or are they trying to rip me off? My family has dealt with the firm for more than fifty years doing conveyancing, wills and stuff, but I don't know any of the people who work there now and am unsure whether to risk borrowing the money to go with the experts or to take the smaller offer and just deal with the local firm.

What are uninsured losses and how can I cover myself? — by Murdo Maguire — last modified 2007-01-05 12:27

As a motorist what are my uninsured losses and how can I insure against them?

Two parked cars crashed into by juvenile runaway driver: who pays? — by Murdo Maguire — last modified 2007-01-05 06:54

My two parked cars were hit by a vehicle. The driver of the vehicle is still unknown (16 years old and he ran). The other passenger, age 13 ran but was apprehended. The vehicle belongs to the mother of 13 year old and her vehicle is insured with the same company as mine. The insurer says that they are working on determining liability: either my policy or that of the 16 year boy who ran away who did not have permission to drive car, or of the owner of vehicle causing the damage. Who is responsible and how long should the repair estimate take?

Run over in a taxi hit-and-run. Can I claim even though it was two years ago? — by Murdo Maguire — last modified 2007-01-05 12:25

I was run over by a taxi 2 years ago but the driver drove off. Can I claim?

Damage caused by vehicle rolling back, or a rear end shunt? — by Murdo Maguire — last modified 2007-01-05 12:29

I was recently involved in an incident where I was stopped at a set of lights with my handbrake applied and in neutral, when a large truck broke sharply behind me and bumped into the rear of my car, jolting me forward. When questioned the driver refused to give his details, claiming that I had rolled back into him. My insurance are now questioning the claim. What is the legal position if someone did roll into a third party? Would it be the third party's fault for being too close, or would the 1st party driver have to prove that they didn't roll back and were instead jolted forward?

Bump in a car park: Can a driver be prosecuted if they leave the scene? — by Murdo Maguire — last modified 2007-01-05 12:30

I may have accidentally clipped a car in a supermarket car park although I don't remember this happening. The police have since contacted me and say I can be prosecuted for failing to report an accident and leaving the scene. Is this correct? Isn't a car park private property?

Multiple driver defence to speed camera evidence: the so-called Christine Hamilton defence — by Murdo Maguire — last modified 2007-01-09 18:19

I have had letters from the police, including a picture of the rear of my car doing 62mph on a recently changed duel carrageway previousl