Accident on roundabout where my insurer is prepared to concede liability when I think it was the other party's fault

My girlfriend was in an accident at a roundabout where she was cut up by another driver. Who was indicating he was leaving at the first exit but then continued around colliding with her striking her front wing and door. We clearly regard the accident as his fault but now to our dismay we discover that our insurers and the other side are preparing to concede liability. Is there anything we can do? Do you advise we hire a solicitor to fight our corner.

Whilst the facts of this case are not clear cut, your girlfriend certainly should not allow her insurers simply to concede liability with giving due consideration to the merits of the case - and clearly she will have a counterclaim for her own losses.

The problem here may be that the claims handler dealing with the matter on behalf of your insurers may not be sufficiently experienced to realise that the claim is not as simple as it seems.

You need an expert motor solicitor from our experienced panel to act on your behalf.

No win no fee is generally not available for damage only cases and you may need to check if you have legal expenses insurance to secure expert advice.

Our sister site has a policy - Crashguard Hindsight which can be taken out following a collision and limits exposure to legal fees by providing legal expenses cover even after an accident has occurred. At £75 it is a bargain as it will also provide you with all the benefits of full crashguard accident scene assistance and full legal cover for a year after the policy has been taken out. It may be appropriate if you wish to take the matter further.

Free legal advice direct to your inbox: Ask Law Answers your road accident or traffic offence legal question.