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Neighbour's fence falls on car: are their insurer's liable

by Murdo Maguire — last modified 2007-02-13 09:58

A fence has fallen on to my wife's and another persons parked car causing damage to both. Would they be able to claim against the home owners insurance?

In principle yes, if the fence owner was negligent by leaving it in poor repair.  However be wary of the Act of God defence if high winds were prevalent on the day.

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