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Parked car struck by stolen car whose driver fled the scene. Who pays?

by Murdo Maguire — last modified 2007-02-06 08:28

My car was parked outside where I live and has been hit by a stolen Car. The thief managed to escape and left the car at the scene. I'm insured only third party and fire and theft. I contacted my insurer and they asked my to wait. At this point I'm quite confused and I don't know what do and who will pay for the damage?

A damage only claim can be made to the Motor Insurers' Bureau on the Untraced Drivers Agreement so long as the vehicle is identified and the accident has been reported to the police.  Both conditions seem to have been satisfied here.

Give it a week or so and then chase your insurer to let you know what is happening.

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