Will booze cruiser's caravan collision see all savings drain away?

I was coming back from Dover in a hired van after undertaking a booze cruise and was about to pass a car towing a caravan in front of me. Suddenly the caravanner was forced to break hard because of a near accident in front of him. As a result the caravan jack-knifed into my lane and I struck it wrecking it completely, damaging the hired van and breaking a substantial part of my payload. I received a whiplash injury as a result of the impact. The police report appears to suggest that the van may have been overloaded, (although as much of the contents drained away at the scene, I do not know how they reached this conclusion). My insurer says the caravanner's insurance are now contesting liability. Can you give me any advice?

Answer:

Caravans can tend to cause problems in these circumstances but whether or not your hire van was overloaded, the simple fact is that you were correctly positioned in the adjacent lane and for whatever reason the caravanner was unable to control the caravan in an emergency.  Consequently your claim stands a very good chance of succeeding.

The injury side should pose no particular problem and the only relevance in the police suggestion of overloading might be in regards to reclaiming the full cost of your purchases in France.  As the whole purpose of the trip was to buy such items, your should include the cost of the crossing as part of your claim.

We would be happy to represent you in such a case.

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